Over ten years on from the global financial crisis, banks and other mainstream financial institutions are still reluctant to provide finance to the property sector, in particular to small and medium-sized developers. As a result, a range of alternative funding options have emerged to fill the gap. Ranging from challenger banks and debt funds to peer-to-peer funders and boutique firms, each alternative has its own particular characteristics and here, Daniel Austin reviews their main features for the benefit of developers seeking to approach them.
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